Introduction

After an accident, your health should always come first—but if you’re planning to file a personal injury claim, getting the right medical treatment and keeping detailed records is just as important. Insurance companies will do everything they can to question the severity of your injuries, delay your claim, or deny it altogether. The best way to protect your case? Strong medical documentation that proves exactly what you went through.

At Lockamy & Associates, we’ve seen firsthand how proper medical care and records can make the difference between a lowball settlement and full compensation. Here’s why your medical treatment is one of the most powerful pieces of evidence in your case.

Medical Records Connect Your Injuries to the Accident

The first thing an insurance company or opposing lawyer will try to argue is that your injuries weren’t caused by the accident—or that they’re not as bad as you claim. Without immediate medical attention and proper documentation, they may try to say your injuries are pre-existing or unrelated.

Why this matters:

• Your medical records create a direct link between the accident and your injuries.

• The sooner you get checked out, the stronger your claim—waiting too long can give the insurance company a reason to deny responsibility.

• A doctor’s report provides professional medical evidence that can be used in negotiations or court.

Even if you feel okay after an accident, always seek medical attention. Some injuries, like concussions or soft tissue damage, don’t show symptoms immediately. Without a doctor’s visit, those injuries may not be taken seriously when you file your claim.

Medical Treatment Proves the Severity of Your Injuries

The amount of compensation you can recover depends heavily on how serious your injuries are. Medical records document everything, from emergency care to long-term rehabilitation, and help prove the true impact of the accident on your life.

Strong medical documentation can show:

✔ The type of injury (fractures, spinal damage, head trauma, etc.).

✔ The level of treatment required (surgery, therapy, medication).

✔ The long-term effects on your ability to work and live normally.

The more detailed your medical records, the harder it is for an insurance company to downplay your injuries.

Skipping Treatment or Delaying Care Can Hurt Your Case

Insurance companies watch for gaps in treatment. If you skip doctor’s visits, delay follow-ups, or stop treatment early, they may argue that your injuries weren’t that serious—or that something else caused them.

How to protect your claim:

• See a doctor ASAP after an accident, even if you feel fine.

• Follow all medical advice—attend follow-ups, physical therapy, and any necessary treatments.

• Keep copies of all medical documents, including prescriptions, bills, and test results.

The more consistent your medical treatment, the stronger your case.

Medical Records Help Determine the Full Value of Your Case

A personal injury claim isn’t just about paying for your immediate medical bills—it’s about compensating you for everything you’ve lost because of the accident. Medical records play a key role in determining:

Economic Damages (Financial Losses)

• Medical expenses (hospital stays, surgeries, rehab, medications).

• Lost wages if you had to take time off work.

• Future medical costs for long-term care.

Non-Economic Damages (Pain & Suffering)

• Physical pain and emotional distress.

• Loss of mobility or quality of life.

• Anxiety, PTSD, or depression caused by the accident.

The more complete your medical documentation, the easier it is for your lawyer to demand maximum compensation.

How Lockamy & Associates Can Help

At Lockamy & Associates, we know that medical treatment and records are essential to winning a personal injury case. That’s why we work closely with medical professionals to ensure our clients get:

✅ The right treatment to fully recover.

✅ The documentation needed to build a strong case.

✅ The maximum compensation possible for all damages—not just medical bills.

We’ve successfully handled hundreds of personal injury claims where medical records made all the difference in securing the best outcome for our clients.

Injured in an accident? Don’t wait—contact us today for a FREE consultation.